Account for whereabouts of all residents
Secure the entrance and key facilities/common areas
Notify residents about access to their residence
Inspect damaged areas and develop priority lists for repairs
Create site map showing damage with photo and send to your insurance agent
Contact FEMA/local government official to determine what you must do before removing debris from site
Advise residents when to expect restoration of utility
WARNING: FEMA does NOT reimburse community associations that remove debris from private roads. We strongly encourage you to review the guideline for removing debris.
Follow these insurance claim tips:
It can seem impossible to pay for a temporary home and the mortgage loan payments on a destroyed residence, but do not be too quick to give up on your home. Contact your lender. You may be able to obtain relief—such as a temporary moratorium on payments (with the interest being added to the principal balance). Find out what your options are, since foreclosure will damage your credit rating.
You need a contractor, and it is likely that many will contact you. After major disasters, contractors seem to be everywhere, soliciting repair contracts. However, you need to do your own research. Caution is essential.
This information was extracted from a document developed by CAI Member Kelly G. Richardson, Esq., Richardson & Harman, LLP, Pasadena, CA.
Reference these sites to receive up-to-date information. We strongly encourage communities to use their municipalities' sites for local updates.