CAI believes that as taxpayers, all community association residents have the right to benefit from federal disaster response, recovery, and mitigation resources. CAI advocates for closer coordination between community associations and FEMA to ensure community association interests are reflected in the design of federal disaster mitigation grants.
The Robert T. Stafford Disaster Relief and Emergency Assistance Act (the "Stafford Act," 42 U.S.C. 5121-5206 and Related Authorities) governs FEMA and allows for financial assistance to states, counties, municipalities, and eligible "private nonprofit facilities" that "provide essential services of a government nature to the general public."
Currently, community associations that own their roads/streets are not eligible for FEMA disaster recovery funding for debris removal and other efforts. CAI provides Guidance for Debris Removal after a Disaster that outlines the steps a community association needs to take so that their local municipality can remove debris caused by a disaster.
CAI supports the Disaster Assistance Equity Act because it:
- Allows FEMA's Public Assistance Program to reimburse costs related to disaster debris removal from community association roads and waterways.
- Allows FEMA's Individuals and Households Assistance Program to provide assistance to condominium unit homeowners for critical common element repairs after a natural disaster.
The NFIP is managed by FEMA to provide flood insurance to property owners, renters and businesses. CAI supports reauthorization of the NFIP for a period of no less than five years and advocates to improve NFIP's financial stability, accuracy of federal flood maps, flood mitigation resources, and competition in the flood insurance marketplace. CAI will support the establishment of a premium affordability credit for means-tested households, including condominiums, located in special flood hazard areas.