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Disaster Recovery (FEMA & NFIP)

Disaster response and recovery

CAI believes all community association residents have the right to the benefit of federal disaster response, recovery, and mitigation resources.

  • CAI advocates for policy changes to qualify municipal and state government disaster debris removal activities on community association roads and waterways for reimbursement under the Federal Emergency Management Agency's) Public Assistance Program.
  • CAI advocates for policy changes to allow condominium unit homeowners to use home repair assistance through FEMA's Individuals and Households Assistance Program for repairs to critical common elements. 
  • CAI advocates for closer coordination between community associations and FEMA to ensure community association interests are reflected in the design of federal disaster mitigation grants.

The Robert T. Stafford Disaster Relief and Emergency Assistance Act (the "Stafford Act," 42 U.S.C. 5121-5206 and Related Authorities) governs FEMA and allows for financial assistance to states, counties, municipalities, and eligible "private nonprofit facilities" that "provide essential services of a government nature to the general public." Currently, roads in community associations do not meet the "essential" requirements and are not included on FEMA's list of eligible private nonprofit facilities. 

‚ÄčClick here to check out all of CAI's resources on Community Disaster Preparedness and Relief

National Flood Insurance Program (NFIP)

CAI supports reauthorization of the NFIP for a period of no less than 5 years. CAI will advocate to improve NFIP's financial stability, the accuracy of federal flood maps, flood mitigation resources, and competition in the flood insurance marketplace. CAI will support the establishment of a premium affordability credit for means-tested households, including condominiums, located in special flood hazard areas.

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