CAI believes all community association residents have the right to the benefit of federal disaster response, recovery, and mitigation resources.
The Robert T. Stafford Disaster Relief and Emergency Assistance Act (the "Stafford Act," 42 U.S.C. 5121-5206 and Related Authorities) governs FEMA and allows for financial assistance to states, counties, municipalities, and eligible "private nonprofit facilities" that "provide essential services of a government nature to the general public."
Currently, roads in community associations do not meet the "essential" requirements and are not included on FEMA's list of eligible private nonprofit facilities.
CAI supports reauthorization of the NFIP for a period of no less than 5 years. CAI will advocate to improve NFIP's financial stability, the accuracy of federal flood maps, flood mitigation resources, and competition in the flood insurance marketplace. CAI will support the establishment of a premium affordability credit for means-tested households, including condominiums, located in special flood hazard areas.