​​Listed below is the regulatory information from Federal Departments and Agencies that impact community associations.

Disaster Recovery

• Federal Emergency Management Agency (FEMA)
• National Flood Insurance Program (NFIP)
• Pending Legislation: (H.R. 5337) Disaster Assistance Equity Act of 2019 - Bill introduced in the House.

Housing Policies

• Consumer Financial Protection Board (CFPB) - Works to protect consumers from abusive financial products and require providers to have appropriate information for consumers to select the right products and services for them.

• Fannie Mae/Freddie Mac - View Project Standards Requirements that community associations need to meet before mortgage will be granted. ​​​​​​
  

• NEW Fannie Mae/Freddie Mac - 2021 Condo and Housing Cooperative Lender/Appraiser Requirements.
  
• Federal Housing Administration (FHA) - Part of the U.S. Department of Housing and Urban Development.

• National Housing Act - facilitates home financing, improve housing standards, and increase employment in the home-construction industry.

• Federal Housing Finance Agency (FHFA) - Oversees Fannie Mae/Freddie Mac.

• U.S. Department of Agriculture (USDA) - Links to mortgage financing options that have requirements which community associations need to meet to allow residents to qualify.

• U.S. Department of Housing and Urban Development (HUD)

• U.S. Department of Veteran Affairs (VA) - Pamphlet that reviews the departments requirements for loans in common interest communities, condominiums, and planned unit developments.

Debt Collection

• Bankruptcy Abuse Prevention and Consumer Protection Act of 2005/
  Bankruptcy Reform FAQ sheet​
• Fair Debt Collections Practices Act/
  CAI Overview of the Fair Debt Collection Practices Act​

Communications - Federal Communications Commission (FCC)

• Regulation of Exclusive Contracts for Video Services/
  CAI's Comments to the FCC regarding Regulation of Exclusive Contracts for Video Services

• Over-the-Air Reception Devices Rule and FAQs - Preemption of Restrictions on Placement of Direct Broadcast Satellite, Broadband Radio Service, and Television Broadcast Antennas.

• Pending Legislation: (H.R. 466) Amateur Radio Parity Act of 2019 - Bill introduced in the House.

Community Values and Operations 

• Americans With Disabilities Act
  Pool Accessibility Standards​
• U.S. Department of Labor's Update Overtime Regulations "Final Rule"
• Flying of American Flags in Community Associations
  CAI Public Policy - Display of the American Flag​