Heads Up Blog
Federal and state legislation and regulation can sometimes be introduced overnight and, during a hectic legislative session, bills can move swiftly. Legal issues can arise almost as quickly. This page provides general government affairs insight (updates, overviews and trends), regulatory items affecting CAI's members, and legislative information of note or news. For specifics on industry federal and state legislation, log in to the Advocacy Center.
View all 2013 Government Affairs Blog Posts
"Heads-Up Articles" Archives
Mon, 22 Sep 2014
In today's housing market, the U.S. Department of Housing and Urban Development (HUD) Federal Housing Administration (FHA) plays a major in role in housing finance through its Condominium Mortgage Insurance Program. FHA issued regulatory guidance to set standards condominium associations must meet in order for a purchaser to qualify for FHA financing. The process for communities to meet these standards can be difficult to navigate as new rules are developed and implemented.
For this reason CAI has designed a guide for its membership to navigate the FHA Certification process. This guide will help homeowner volunteers and board members better understand the FHA Certification process while potentially saving them valuable time and money. Securing FHA Certification allows homeowners greater access to homebuyers while allowing homebuyers more options to become homeowners.
(Click here to view CAI's FHA Certification Guide)
• According to the Foundation for Community Association Research (FCAR), there are approximately 145,000 to 155,000 condominium projects in the U.S. Approximately 10 percent, or 14,650, of these projects are FHA certified.
• According to FHA data, in 2011 approximately 20 percent of the nearly 7,000 condominium projects seeking FHA approval were denied. In 2013, approximately 60 percent of the 3,500 condominium projects seeking FHA approval were denied.
If you have any questions or comments regarding FHA Certification or CAI's continued advocacy efforts to obtain housing finance reform that will benefit both homeowners and community associations, please contact CAI Government Affairs at firstname.lastname@example.org or (888) 224-4321.
CAI Government Affairs represents the interests of the 62.5 million people living and working in America's community associations on legislative and regulatory issues at the local, state, and federal level of government.
Thu, 18 Sep 2014
Congress is slated to begin its final weeks in session prior to adjourning for the 2014 election. While the primary purpose of the session is passage of stop-gap legislation to temporarily fund federal government operations through December, CAI Government Affairs is working to prevent action on legislation that harms community associations.
According to leaders in both the House of Representatives and the Senate, work is already underway on a temporary spending bill to fund the federal government through December 11th. With the House of Representatives moving quickly to pass the temporary spending bill, it is likely that Congress will recess for the national election by September 19th, two weeks earlier than previously scheduled.
Despite the congressional focus on Election Day, CAI continues to work with federal agencies and in the Congress to educate policymakers on key issues that are important to community associations. A new CAI publication, Federal Advocacy—Key Issues for Community Associations, has been released to explain and support CAI advocacy efforts. To download your copy of the federal advocacy guide, visit CAI's website at http://www.caionline.org/FederalIssuesGuide.
Topping the list of CAI’s federal advocacy priorities is the defeat of legislation in the U.S. House of Representatives pre-empting community association rules that apply to installation of amateur (HAM) radio towers and antennas. If this legislation becomes law, Congress and the Federal Communications Commission (FCC), not community association homeowners, will determine how architectural standards apply to HAM radio towers and antennas in planned communities, condominiums, and housing cooperatives across the country.
H.R. 4969, introduced by U.S. Rep. Adam Kinzinger (R-IL), exempts HAM radio operators from CC&Rs and other community rules that require pre-approval or compliance with current architectural standards when installing HAM radio towers and antennas. H.R. 4969 directs the FCC to pre-empt "any private land use restrictions, including a restrictive covenant" applicable to HAM radio operations and installation of HAM radio broadcasting equipment.
CAI strongly opposes H.R. 4969 and has communicated this opposition in meetings with Rep. Kinzinger's office in Washington DC. Nationwide, CAI members have also voiced their opposition to H.R. 4969 through E-mails, letters, phone calls, and meetings with their U.S. Representatives and Senators.
Rep. Kinzinger continues to aggressively advocate for H.R. 4969 and has persuaded at least 17 additional U.S. Representatives to cosponsor his legislation. In response, CAI members across the country are educating their U.S. Representatives, informing them that H.R. 4969 is a highly controversial federal intervention in the day-to-day operations of community associations. CAI members are encouraged to ask their Representatives to not cosponsor H.R. 4969 and to oppose the legislation if it is brought to a vote in the U.S. House of Representatives. Please visit www.caionline.org/hamradios to connect with your Representative to register your opposition to HR 4969.
CAI Government Affairs will continue to aggressively oppose misguided federal legislation such as H.R. 4969 while also working to expand community association access to federal disaster assistance and protect homeowner access to mortgage credit. If you have questions about CAI's federal advocacy agenda or need additional information on how to become involved in CAI's federal advocacy efforts, please contact CAI Government Affairs at (888) 224-4321 or email@example.com.
Fri, 29 Aug 2014
The Federal Housing Administration (FHA) released the long-awaited extension of its condominium project approval guidelines on August 29. The two-year extension is contained in Mortgagee Letter 2014-17 and is set to expire on August 31, 2016. To read ML 2014-17, please click here.
As expected, the extension was issued to allow time for completion of the condominium rulemaking process and there are no changes made to the policy that was released in Mortgagee Letter 2012-18. Community Associations Institute (CAI) views FHA’s extension as favorable as it allows more time to develop approval guidelines that are in the best interests of all stakeholders. To read ML 2012-18, please click here.
CAI looks forward to continuing its work with FHA on the condominium project approval guidelines as well as development of the Single Family Handbook.
To view CAI’s current action item in opposition to H.R. 4969 - the Amateur Radio Parity Act of 2014, click here and help to protect your association’s rules and standards.